Financial PlanningThe one constant in life changes. This truth makes planning for the future difficult, which is why you need to get as much of an edge as is possible with the help of a professional financial planner. This is where Precept Financial Services can provide you with the expert assistance needed to navigate through these challenging times.
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Financial Planner Perth
In 1986, Norm Knell and David Shaw founded Shaw Knell Financial Group. In 1995, they welcomed Punch Flemmer to the team. Then, in 2010, David and Punch left to establish Precept Financial Services. For more than 30 years, the professionals at Precept Financial Services have been assisting their clients in West Australia achieve financial security and freedom. Precept has expanded its staff of professionals over the previous 5 years to more than 20 advisers spread throughout metropolitan Perth.
Insurance - Our advisers are able to provide you with insurance advice to minimize your financial risk should you meet with a tragic, life-changing event. Investment Services - In a fluctuating market, maintaining a diversified portfolio offers protection and minimizes your risk. The four primary kinds of asset funds are: Fixed Interest Plans Cash-based Savings Property and Land Investments Shares Options The first two are considered "Safe Investments" as they do not put your money into a fluctuating market. The last two are called "Growth Investments" and are considered much riskier. This is because these investments are based on the market, which as has been discussed is prone to highs and lows. The rewards can be high, and if you can withstand some amount of risk, then you may want to include some of these investments in your portfolio. Your Precept adviser will assist you in understanding the risk/reward scenarios for these types of investments. Superannuation and Wealth Creation - At Precept Financial Services, we can offer solutions to fit the needs of both employees and employers. We will ensure that you are aware of changes impacting superannuation and the influence these will have on your financial outlook. Superannuation is a tax-effective way to save for retirement as it allows you and your employer to set monies aside that are invested allowing your investment to grow without the tax implications of more traditional interest-bearing accounts. Income Protection - This is invaluable should an injury prevent you from working. If you were to be unable to work due to an injury, having income protection can provide you with monthly payments of up to 80 per cent of your salary. That can give you peace of mind and allow you to keep afloat should such an event take place. With the growth that is occurring in the mining and oil and gas industries, employers are faced with the dilemma of sourcing insurance protection. Many companies refuse to offer insurance coverage for occupations in these industries as they feel it is too risky. At Precept, we have built solid relationships with respected insurers that can provide our clients with the coverage they need. At Precept, we offer a full range of services that can give you the edge needed to keep your financial future on track. To learn more, visit https://precept.net.au/financial-planner-perth/. |